The fireplace chimney caught on fire.

Last month, my husband put a fire in the fireplace to get the chill out of the air.

It was only forty degrees when we got up, and we were both shivering.

He told me to let the fire go out and left for work. Instead of the fireplace burning out, there was an updraft that had the flames getting stronger. I could see them rushing up into the chimney, and then I heard some crackling. Ten minutes later, my neighbor was knocking on the door. He told me the fireplace chimney was on fire, and he had already called the fire department. The fireplace was no longer lit, however there were flames coming from the chimney. I was devastated when the fire contractor came in and dumped water down the chimney. I not only had water in my chimney, however it was running over the hearth and into my living room. The stink of smoke was throughout the house. I had called my husband and told him we had a chimney fire, and about all the water damage. He called the insurance when he got home and told them about the chimney. Our insurance contractor told us they would pay for the disfigurement, however our fireplace wasn’t covered under the insurance policy. No one had made note there was a fireplace in the house. He told us we could end up being dropped from the insurance company, or our premium could go very high. All of this because we wanted to take the chill off with the fireplace, instead of turning the heater on.
Heating repair