I have gotten myself into too much debt with debit cards

I would say that legitimately one of the worst decisions I made was running up my debt on debit cards.

I recognize love debit cards are nothing but a trap because people are going to use them and then it becomes strenuous to pay back the debt on the cards.

In my case, I ended up making minimal monthly payments which basically just covers the interest. My debt has been growing steadily over the years and now I find myself in a bad situation. I have considered declaring bankruptcy because of my situation, but I don’t genuinely suppose what to do. It’s tough to cover all of my bills and keep on top of these debit card payments. The thing I am anxious about most is the fact that my Heating and A/C proposal is getting old and I will need to upgrade it soon. With the amount of debt that I have, I am unable to save the funds I will need. I genuinely wish I never got myself into such a situation with crushing debt. I recognize love I won’t be able to afford to purchase a modern Heating and A/C proposal by the time my Heating and A/C is dead, and that will leave me in a severely dangerous situation. How will I make it through the Wintertide season without a furnace? This is why I am seriously considering the bankruptcy situation, so I’m going to be reaching out to get a lawyer soon enough to see what is my best option. I just want to take care of this situation and never use debit cards again if I can help it.

heating and cooling