I have gotten myself into too much debt with debit cards

I would say that absolutely 1 of the worst decisions I made was running up my debt on debit cards.

I feel prefer debit cards are nothing however a trap because people are going to use them in addition to then it becomes tough to pay back the debt on the cards.

In my case, I ended up making minimal yearly payments which basically just covers the interest. My debt has been growing steadily over the years in addition to now I find myself in a terrible situation. I have considered declaring bankruptcy because of my situation, but I don’t genuinely suppose what to do. It’s tough to cover all of my bills in addition to keep on top of these debit card payments. The thing I am worried about most is the fact that my Heating, Ventilation, in addition to A/C plan is getting outdated in addition to I will need to replace it soon. With the amount of debt that I have, I am unable to save the funds I will need. I genuinely wish I never got myself into such a situation with crushing debt. I feel prefer I won’t be able to afford to purchase a new Heating, Ventilation, in addition to A/C plan by the time my Heating, Ventilation, in addition to A/C is dead, in addition to that will leave myself and others in a severely dangerous situation. How will I make it through the Winter season without a gas furnace? This is why I am seriously considering the bankruptcy situation, so I’m going to be reaching out to get a lawyer soon enough to see what is my best option. I just want to take care of this situation in addition to never use debit cards again if I can help it.

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